Frequently Asked Questions

Life insurance is one of the most caring decisions you can make for your family.  It ensures they're protected and supported no matter what the future brings.  

It depends on your goals and financial responsibilities.  A good rule of thumb is five to ten times your annual income, but we'll review your situation to find the right fit for you.  

Yes, most people can qualify.  Factors like age, health, and lifestyle determine your options, and we'll help you find coverage that fits your situation.

Living benefits allow you to use part of your coverage while you're alive.  Whether for an unexpected need or to enhance your quality of life, it's protection you can count on today.  

It starts with a quick consultation.  We'll learn about your goals, answer your questions, and help you choose coverage that protects what matters most to you.  

Even if you already have life insurance, you're not locked into that plan forever.  Policies can be reviewed, updated, or replaced to better match you goals and financial needs.  Many people find that their existing coverage does not include Living Benefits or flexible options that newer plans provide.