INDEXED UNIVERSAL LIFE (IUL)
Flexible coverage with the potential for growth.
HOW IT WORKS
Indexed Universal Life (IUL) combines lifetime coverage with the potential to build cash value based on the performance of a market indexed, such as the S&P 500. Your money is never directly invested, which helps protect your policy from losses during market downturns while still offering room for growth when the market performs well.
Part of each premium you pay goes towards your insurance coverage, and the remainder contributes to your policy's cash value. Over time, this cash value can become a powerful resource you can access for future needs, such as supplementing retirement income, funding education, or handling unexpected expenses.
